HSA & FSA
Eligible Relief

Put your HSA or FSA dollars toward smarter recovery.
Select “Pay with FSA/HSA” at checkout.

Shop Relief
Where does it hurt?

Relief for every ache, covered by your HSA.

Pick the area that's bothering you.

“The ache that greets you when you stand up.”

Decompression and targeted pressure for the muscles along your lower spine.

Pay with HSA/FSA funds and save up to 30%.

Shop all lower back relief

“That knot between your shoulders has a name.”

Deep-tissue release for shoulder blades, traps, and everything you carry.

Pay with HSA/FSA funds and save up to 30%.

Shop all upper back relief

“The tension that climbs from your screen to your temples.”

Suboccipital release and gentle traction for tech-neck and tension headaches.

Pay with HSA/FSA funds and save up to 30%.

Shop all neck relief

“Legs that feel every mile you've asked of them.”

Rolling, percussion, and muscle stim for knees, calves, and tired feet.

Pay with HSA/FSA funds and save up to 30%.

Shop all knee & leg relief

“Sore today doesn't have to mean sore tomorrow.”

Muscle stim and deep knot work that speed up the bounce-back.

Pay with HSA/FSA funds and save up to 30%.

Shop all recovery relief
How it works

Three steps to pre-tax relief.

Add a product to your cart

Every product on this page is on Chirp's HSA/FSA-eligible list.

1
Your cart
Chirp Wheel XR 10"
$31.99
HSA / FSA
Checkout
Checkout payment options with Pay with FSA/HSA selected
2

Choose FSA/HSA at checkout

Select "Pay with FSA/HSA" as your payment method. No paperwork, and most Chirp products don't require a letter of medical necessity.

Pay with your HSA/FSA card and save

Complete the purchase with your HSA/FSA card, and the whole order is paid with pre-tax dollars. Depending on your tax situation, that can be worth up to 30%.*

3
Payment method screen paying in full with HSA/FSA
Why it costs less

How paying with HSA/FSA saves money

HSA and FSA accounts hold money set aside from your paycheck before it's taxed, to be spent on qualified health expenses, like the relief in this journey. Because that money is never taxed, the same product takes less out of your paycheck. Depending on your tax situation, that can be worth up to 30%.*

Spending from
Your bank account
$100
You earn
›
−$30
Taken out in taxes
›
$70
Left to spend
Spending from
Your HSA or FSA
$100
You earn
›
No taxes!
›
$100
Left to spend

*Illustrative example, not tax advice. HSA/FSA eligibility is determined by your plan administrator, and actual savings depend on your individual tax rate and plan.

Questions

Questions before you buy?

What are FSA and HSA accounts?+

Both let you set aside money from your paycheck before taxes for eligible health expenses. An HSA is a health savings account and generally stays with you year after year. An FSA is a flexible spending account and usually has a yearly deadline. Not sure if you have one? Check with your employer or your benefits provider.

Can I use my HSA/FSA at Chirp?+

Yes. Pick HSA/FSA in the payment list at checkout, answer a few quick health questions, and pay with your HSA or FSA card the same way you would use any other card. If your order needs a letter of medical necessity, it comes to you by email after you check out.

Can I use my regular credit card instead?+

Yes. Every regular payment option is still there. You can also split an order: put part of it on your HSA or FSA card and the rest on a regular credit or debit card.

What is a letter of medical necessity?+

Under IRS rules, some things you buy count as a medical expense only when they treat a specific health condition, not when they are for general health. A letter of medical necessity is a licensed provider's written opinion that a product may treat a condition you have. Here is how it works. You answer a few health questions at checkout. A licensed provider reviews your answers, not our products. The questions do not hold up your order, so you pay and check out as normal. Your letter arrives by email after you check out. Keep it, because your plan may ask to see it. Not everyone qualifies, and your plan makes the final decision on any claim.

Are there any fees?+

You pay the price on the product page. There is no extra charge at checkout for paying with your HSA or FSA card.

When should I use my FSA/HSA dollars?+

Any time of year. HSA money generally stays with you year after year. FSA money usually has a deadline, and many plans run use it or lose it at the end of the year, so check your plan's dates before December.

How long until I get my letter of medical necessity?+

It arrives by email after you check out. If you do not see it, check your spam folder first, then reach out to us and we will help.

I don't have an HSA/FSA. Can I still benefit?+

You need one of those accounts to use pre-tax money. Many employers offer them during open enrollment, so it is worth asking. You can still check out normally with any card.

I don't live in the US. Can I still use this?+

HSA and FSA are United States programs, so the pre-tax option only applies to US accounts. Everything on the site can still be bought the normal way.